U.S. P&C Insurers Post Strong Underwriting Gains Through First Half of 2026; Line-Specific and Geographic Challenges Persist

Limited catastrophe losses and higher investment income supported continued profitability, though exposure and market pressures remain 1H 2026 Industry Underwriting Results Verisk and the American Property Casualty Insurance Association today reported an estimated net underwriting gain of $31.7 billion for the U.S. property/casualty (P&C) insurance industry in the first half of 2026, up from the $11.6 billion underwriting gain recorded through midyear 2025, when industry results were significant