Kinsale Capital Group’s Q3 earnings call: our top 5 analyst questions

Kinsale Capital Group’s third quarter was marked by a negative market reaction, as the company reported an 8.6% year-on-year revenue decline and missed Wall Street’s sales expectations. Management pointed to intense competition in the excess and surplus (E&S) insurance market, particularly in the commercial property segment, as a key factor driving the slowdown. CEO Michael Patrick Kehoe described a shift in the business mix toward smaller accounts, noting, “with the competition in the E&S marke