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Midwest regional bank Old Second Bancorp (NASDAQ:OSBC) missed Wall Street’s revenue expectations in Q3 2026 as sales only rose 1.2% year on year to $97.42 million. Its non-GAAP profit of $0.55 per share was 5.2% below analysts’ consensus estimates.

Old Second Bancorp’s third quarter results missed Wall Street’s expectations, as modest revenue growth was offset by a notable increase in net loan charge-offs. Management attributed the underwhelming performance to a large, previously flagged commercial and industrial credit, which drove higher loan losses. CEO James Eccher emphasized that, despite these challenges, the quarter saw significant improvement in key credit metrics such as reductions in classified and criticized loans. He noted, “We
Credit quality hit five-year low as net interest margin expanded 22 basis points.

Old Second Bancorp (NASDAQ:OSBC) reported third-quarter 2026 net income of $28.9 million, or $0.56 per diluted share, as a higher net interest margin and improving credit classifications were partly offset by elevated loan charge-offs tied primarily to one commercial relationship. On an adjusted ba

Moby summary of Old Second Bancorp, Inc.'s Q3 2026 earnings call

Old Second Bancorp (NASDAQ:OSBC) reported third-quarter financial results on Thursday. The transcript from the company’s third-quarter earnings call has been provided below.This transcript is brought to you by Benzinga

Old Second Bancorp (OSBC) delivered earnings and revenue surprises of -6.78% and -0.93%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?

Although the revenue and EPS for Old Second Bancorp (OSBC) give a sense of how its business performed in the quarter ended September 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

AURORA, IL / ACCESS Newswire / October 21, 2026 / Old Second Bancorp, Inc. (the "Company," "Old Second," "we," "us," and "our") (NASDAQ:OSBC), the parent company of Old Second National Bank (the "Bank"), today announced financial results for the third quarter of 2026.

Midwest regional bank Old Second Bancorp (NASDAQ:OSBC) fell short of the market’s revenue expectations in Q3 2026, with sales flat year on year at $97.12 million. Its non-GAAP profit of $0.55 per share was 5.2% below analysts’ consensus estimates.
(OSBC) on Wednesday reported third-quarter net income of $28.The Aurora, Illinois-based bank said it had earnings of 56 cents per share.

https://www.sec.gov/ix?doc=/Archives/edgar/data/357173/000035717326000055/osbc-20261020x8k.htm



Old Second Bancorp (NASDAQ:OSBC) reported quarterly earnings of $0.55 per share which missed the analyst consensus estimate of $0.58 by 5.17 percent. This is a 3.77 percent increase over earnings of $0.53 per share from
